Make the Right Decision...Before You Insure

Before You Insure is a free consumer focused website aimed at helping ordinary web users make the right decisions about UK insurance policies.


We don't offer financial advice and we'll never tell you who offers the best insurance cover for you - that's something you'll need to research carefully according to your specific circumstances.


But through our public Q&A forum and market guide we do aim to provide some helpul background information on UK insurance, which covers car insurance, home insurance (buildings and contents), health insurance, life insurance, travel insurance and pet insurance.


What type of pet insurance do I need for a snake?

We are about to get a pet snake for our son and I want to know if I need to look into an alternative type of pet insurance for this? I've heard of exotic pet insurance and was wondering if snakes would...

Answers No Answers In: Pet Insurance By: anon [13 Grey Star Level] Oct 3, 2011

Best to get car insurance online?

I've just passed my driving test and am looking into car insurance, everyone is saying it is easiest to do this online. Is it better to buy online or go with a local insurance broker?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 3, 2011

In an accident with a named driver

I recently was involved in a car accident that was the fault of the other person. She was a named driver on her husbands insurance. Now the husband has decided that he wants to take the matter to court...

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 28, 2011

Home insurance for when the public visit your house

I have an art studio at the back of my house that I want to hold an exhibition in that will be open to the members of the public. I have standard house insurance but would I need to also get public liability...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Sep 28, 2011

Why doesn’t pet insurance cover pre-existing conditions?

My dog has had a weak heart for quite a few years & so I wanted to look into getting insurance as he is needing to go to the vets more and more. Many companies don't seem to cover for a pre-exisiting condition...

Answers No Answers In: Pet Insurance By: anon [13 Grey Star Level] Sep 28, 2011

Car insurance for vintage car

Do I need to look at a different type of insurance to insure what would be classed as a vintage or classic car?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 28, 2011

Do online insurance quotes expire?

I've been looking at some car insurance quotes online and have saved the best one but it's now been a couple of weeks and I just want to check that the quotes don't expire after a certain amount of time....

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 26, 2011

Multi car insurance quote?

I was wondering if insurance companies can provide a quote for more than 1 car on the same policy? Or can you get a discount on your second/third car if you go with the same insurance company?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 26, 2011

Why is My Cat Not Covered Against Liability Risks?

When looking at insurance for my cat and dog, in many cases, my cat won't be covered against liability risks but my dog will?

Answers No Answers In: Pet Insurance By: anon [13 Grey Star Level] Sep 26, 2011

Bad workmanship by insurers builders

Hi - I'm really not quite sure what to do about this. Last year part of my house was damaged due to flooding and the whole process of settling the insurance claim wasn't a problem but they insisted that...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Sep 26, 2011

Car insurance for business

I will be needing to use my car largely for business use over the next year or so and want to look for insurance that will cover this. Are there many insurers that will do this?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 26, 2011

Home insurance for listed building

Would really like some advice on house insurance - I am looking for home insurance for a listed Grade II cottage and would like something that would cover for both building and contents. It seems to be...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Sep 23, 2011

van insurance?

I want to insure my van and so want to find out if I need to get any special kind of insurance for this? Thanks.

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 23, 2011

Someone hit my car but no witnesses

Yesterday someone reversed into the back of my car in a car park but drove off and I didn't have time to get the number plate. Unfortunately there were no witnesses and now I'm not sure what to tell the...

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Sep 23, 2011

Can an insurance company automatically renew an insurance policy?

Last year, I took out motor insurance policy for my son in his name. It wasn't long before the insurance was due to run out and he stopped riding the bike and so we didn't think to contact them. However,...

Answers No Answers In: Motorcycle Insurance By: anon [13 Grey Star Level] Sep 23, 2011