Make the Right Decision...Before You Insure

Before You Insure is a free consumer focused website aimed at helping ordinary web users make the right decisions about UK insurance policies.


We don't offer financial advice and we'll never tell you who offers the best insurance cover for you - that's something you'll need to research carefully according to your specific circumstances.


But through our public Q&A forum and market guide we do aim to provide some helpul background information on UK insurance, which covers car insurance, home insurance (buildings and contents), health insurance, life insurance, travel insurance and pet insurance.


Insurance for classic Motorbike

My son is looking to buy a classic motorbike and we're unsure of whether this would mean he'd definitely have to get classic motorbike insurance? All the ones we've looked into seem very expensive and...

Answers No Answers In: Motorcycle Insurance By: anon [13 Grey Star Level] Oct 9, 2011

Home insurance for second home

I own 2 properties but only have contents and home insurance for one as the other I've only very recently bought. Would I be able to add my second home and its contents to my current policy?

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Oct 9, 2011

Affordable young persons car insurance?

Which companies are best when looking for affordable young persons car insurance? I'm trying to find the best value insurance for my daughter and would really like some recommendations if possible.

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 9, 2011

Lowering car insurance premiums?

Is there any way that I can lower my car insurance premiums? What factors are taken into consideration when the insurance company calculates the quote?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 9, 2011

Builders insurance for van and tools

I'm a builder and usually store my tools in my van at night. The tools are probably worth around £2000 and I want to insure them as well as my van. Would I need to insure them separately or are there...

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 9, 2011

What is ‘standard cover’ pet insurance?

I'm looking at pet insurance and standard cover seems to be the cheapest option but what exactly does it mean and what does it cover?

Answers No Answers In: Pet Insurance By: anon [13 Grey Star Level] Oct 6, 2011

Home insurance when running a home-based business

I run a full-time business from a home office and was wondering if I need to look into a special type of insurance for this? My only valuable business equipment is as a computer so items aren't really...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Oct 6, 2011

Landlord home insurance

I'm looking at renting my property out to tenants and need some advice on insurance for landlords. Is there a specific type of landlord home insurance? Any recommendations would be great. Thanks.

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Oct 6, 2011

Charged to change my car insurance policy?

If I want to change the type of car insurance I have or get add-ons, will I be charged to do this or does it depend on the insurance company I'm with?

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 6, 2011

Do I need special locks on my doors and windows to get house insurance?

I was just wondering if need to put any sort of special locks on my windows and doors to get house insurance? Or does the level of security you have on your house depend on the value of the stuff you want...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Oct 6, 2011

Immediate car insurance query

I need to find a car insurance policy and will need it to start immediately as I have just got a job out of the town where I live that starts in just a few days time. I'll need to use my car asap. Is it...

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 3, 2011

Is it best for a woman to go with women only car insurance providers?

I'm a woman and am 35 years old. I've just passed my driving test and am about to buy a car so am now in the process of looking at car insurance and the different types of ones out there. As I am new to...

Answers No Answers In: Car Insurance By: anon [13 Grey Star Level] Oct 3, 2011

Building and content insurance – what is the difference?

What is the difference between building insurance and contents insurance? Do you have to get both or can you get policies that cover everything in one policy?

Answers No Answers In: Contents Insurance,Home Insurance By: anon [13 Grey Star Level] Oct 3, 2011

Are you covered on house insurance for a rented tv?

My wife and I rent our main TV and were wondering if this would be covered by a household insurance policy if the TV was was damaged or stolen? We've looked at quite a few insurance companies and I can't...

Answers No Answers In: Home Insurance By: anon [13 Grey Star Level] Oct 3, 2011